Establishing a USGA Handicap
Establishing a handicap is easy and fun. Once you join a golf
club (the DGA is a golf club) and pay for your
OGA membership, you will receive your very own GHIN number. With
this number, you can post your scores, either at the computer
at the course just played or later online at www.ghin.com.
You can check your handicap online at anytime, and you will be
e-mailed a new handicap card automatically at least a dozen times
from April through November (every other Friday June through September).
Please start posting your scores as soon as possible. Post all
the scores, not just the DGA tournaments, and remember the four
way test (is it the truth; is it fair; etc.) since there will
be no peer review.
The following excerpts are taken from the book “The USGA
Handicap System” to help you understand your responsibilities
when maintaining a handicap.
Section 3 THE PLAYER
A Handicap Index is the USGA’S mark used to indicate a
measurement of a player’s potential scoring ability on a
course of standard playing difficulty. It is the result of a mathematical
calculation based on scores returned. A Handicap Index is converted
to a Course Handicap for competition from a particular set of
tees.
3-1. Obtaining a USGA Handicap Index
In order to obtain a USGA Handicap Index, a golfer must join
a golf club and post adjusted gross scores. These scores are subject
to peer review. After at least five scores have been posted, the
club will issue a Handicap Index to the golfer in accordance with
the USGA Handicap System.
3-2. Using a USGA Handicap Index
A USGA Handicap Index, issued by a golf club, is a number that
represents the potential ability of a player on a course of standard
difficulty. The USGA Handicap Index is expressed as a number taken
to one decimal place and is updated and re-issued at established
revision dates. A player is responsible for knowing his USGA Handicap
Index issued at the most recent revision. A player must convert
his USGA Handicap Index to a Course Handicap. For example, a USGA
Handicap Index of 16.2 would be converted to a Course Handicap
of 20 at a course with a slope Rating of 140.
3-3. Course Handicap
A Course Handicap is the number of handicap strokes a player
receives from a particular set of tees at the course being played.
To convert a USGA Handicap Index to a Course Handicap, a player
locates his USGA Handicap Index on a Course Handicap Table to
find the corresponding Course Handicap. Each set of rated tees
will have a different Course Handicap Table for men and women
based on their respective USGA Slope Ratings for those tees. It
is the player’s responsibility to determine his correct
Course Handicap, and to know the holes at which handicap strokes
are to be given or received.
Section 4 ADJUSTING HOLE SCORES
The game of golf is based on the premise that a golfer will play
as well as he can. Under the USGA Handicap System a player is
required to record a hole score for a hole not finished, not played,
or not played under the Rules of Golf, and to adjust any hole
score when it is higher than the maximum number allowed under
Equitable Stroke Control.
4-1. Unfinished Holes and Conceded Strokes
If a player starts but does not complete a hole or is conceded
a stroke, that player shall record for handicap purposes the score
he most likely would have made. The most likely score consists
of the number of strokes already taken plus, in the player’s
best judgment, the number of strokes that the player would need
to compete the hole from that position more than half the time.
This number may not exceed the player’s Equitable Stroke
Control limit, defined in Section 4-3. This most likely score
should be preceded by an “X.”
There is no limit to the number of unfinished holes a player
may have in a round provided that failure to finish is not for
the purpose of handicap manipulation.
Example 1: A and B are partners in a four-ball stroke-play competition.
On a hole on which neither player receives a handicap stroke,
A lies two, 18 feet from the hole. B lies two, 25 feet from the
hole. B holes his putt for a three. A picks up his ball because
he cannot better B’s score. A records X-4 on the scorecard
because 4 is his most likely score.
Example 2: A and B are playing a match. On a hole on which neither
player receives a handicap stroke, A has holed out in 4; B has
a 30-foot putt for a 5. B has lost the hole, and picks up. He
records X-6 on the scorecard because 6 is his most likely score.
4-2. Holes Not Played or Not Played Under the Rules of Golf
If a player does not play a hole or plays it other than under
the Rules of Golf (except for preferred lies), his score for that
hole for handicap purposes shall be par plus any handicap strokes
he is entitled to receive on the hole. This hole score, when recorded,
should be preceded by an “X.”
Example: A player with a Course Handicap of 10 receives a handicap
stroke on the first 10 allocated handicap-stroke holes. If he
does not play the sixth allocated stroke hole because of construction
on the green, he shall record a score of par plus one for handicap
purposes.
4-3. Equitable Stroke Control
Equitable Stroke Control (ESC) is the downward adjustment of
individual hole scores for handicap purposes in order to make
handicaps more representative of a player’s potential ability.
ESC sets a maximum number that a player can post on any hole depending
on the player’s Course Handicap. ESC is used only when a
player’s actual or most likely score exceeds his maximum
number based on the table below but is applied to all scores for
handicap purposes, including tournament scores. There is no limit
to the number of holes on which a player may adjust his score.
EQUITABLE STROKE CONTROL

Example: A player with a Course Handicap of 13 has a maximum
number of 7 for any hole regardless of par. A player with a Course
Handicap of 42 has a maximum number of 10 for any hole.
Section 5 SCORES
5-1. Acceptability of Scores
Fair handicapping depends upon full, accurate information regarding
a player’s potential scoring ability as reflected by a complete
scoring record. Every golfer shall be responsible for returning
all acceptable scores, as defined in this section. For handicap
purposes, all Section 4 adjustments, including Equitable Stroke
Control, must be applied to all scores including Tournament Scores.
a. Scores to Post
If 13 or more holes are played, the player shall post an 18-hole
score. If 7 to 12 holes are played, the player shall post a nine-hole
score.
b. Scores on All Courses
Adjusted gross scores from all courses with USGA Course and Slope
Ratings made during their active seasons, both at home and away,
shall be posted by the player along with the appropriate USGA
Course Ratings and USGA Slope Ratings.
c. Scores in All Forms of Competition
Scores in both match play and stroke play shall be posted for
handicap purposes. This includes scores made in match play, multi-ball
or team competitions in which players are requested to pick up
when out of contention on a hole.
d. Scores Made under the Rules of Golf
Scores must be made in accordance with the principles of the
Rules of Golf.
5-2. Posting Scores
a. General
Posting scores in person immediately following the round at the
course where the round is played is the preferred way to expose
scores to peer review.
b. Posting a Score When a Complete Round is not Played
If 13 or more holes are played, the player shall post an 18-hole
score. If 7 to 12 holes are played, the player shall post a nine-hole
score. In either case, scores for unplayed holes shall be recorded
as par plus any handicap strokes that the player is entitled to
receive on the unplayed holes.
Section 6 SCORING RECORDS
6-1. Continuous Records
Scores made in a new playing season (or calendar year) shall
be added to those of the preceding playing seasons (or calendar
years) to make up a scoring record. Scoring records shall be maintained
continuously from year to year.
6-2. Inactive Season
The authorized golf association having jurisdiction in an area
is responsible for declaring the duration of any inactive season.
A golf club located within the area covered by an authorized golf
association shall observe any inactive season established by the
golf association.
Scores made at any golf course observing an inactive season are
not acceptable for handicap purposes. Scores made at a golf course
in an area observing an active season must be posted for handicap
purposes, even if the golf club from which the player receives
a Handicap Index is observing an inactive season.
Example: If a member of a golf club in Michigan plays golf in
Florida in January, his scores made in Florida are acceptable
and shall be returned to his club in Michigan.
6-5. Player Belonging to More Than One Golf Club
If a player belongs to more than one golf club, he shall do either
of the following:
(a) Register as a multi-member with the authorized golf association
or computation service, if such service is provided, so that all
scores at every club will enter into his handicap record for computation;
or
(b) Return all scores to all his clubs in person, or, if the
club allows, by mail, facsimile, e-mail or the Internet together
with USGA Course Ratings, USGA Slope Ratings and dates.
Section 7 PREFERRED LIES (WINTER RULES)
7-1. Acceptability of Scores When Playing Preferred Lies
“Preferred Lies” and “Winter Rules” is
a Local Rule that may be adopted by the Committee when adverse
conditions are so general throughout a course that improving the
lie of the ball in a specified way would promote fair play or
help protect the course. The USGA does not endorse “preferred
lies.”
Scores made when the Local Rule “preferred lies”
and “winter rules” is used shall be posted for handicap
purposes unless the Committee determines that conditions are so
poor that such scores should not be posted.